Skip to main content

Meek v. Kansas City Life Insurance Company

United States District Court for the Western District of Missouri
Case No. 4:19-cv-00472-BP

Meek v. Kansas City Life Insurance Company

 

If You Own or Owned a KC Life Flexible Premium Adjustable Life Insurance Policy Issued in Kansas, a Class Action Lawsuit May Affect Your Rights.

THIS IS NOT A SOLICITATION FROM A LAWYER.
YOU ARE NOT BEING SUED.

  • A KC Life flexible premium adjustable policy owner, Christopher Y. Meek, sued KC Life over cost of insurance and expense charges deducted from policy owners’ cash or accumulated values.
  • The Court has allowed the lawsuit to proceed as a class action on behalf of All persons (1) who own or owned a Better Life Plan, Better Life Plan Qualified, LifeTrack, AGP, MGP, PGP, Chapter One, Classic, Rightrack (89), Performer (88), Performer (91), Prime Performer, Competitor (88), Competitor (91), Executive (88), Executive (91), Protector 50, LewerMax, Ultra 20 (93), Competitor II, Executive II, Performer II, or Ultra 20 (96) life insurance policy issued or administered by Defendant, or its predecessors in interest, (2) that was active on or after January 1, 2002, (2) purchased the life insurance policy while domiciled in Kansas, and (4) incurred charges for “Cost of Insurance” or “Expense Charges” between June 18, 2014 and February 28, 2021. Excluded from the Class are: KC Life; any entity in which KC Life has a controlling interest; any of the officers, directors, employees, or sales agents of KC Life; the legal representatives, heirs, successors, and assigns of KC Life; anyone employed with Plaintiff’s counsel’s firms; and any Judge to whom this case is assigned, and his or her immediate family.
  • The case was tried to a jury the week of May 22, 2023 and resulted in a partial verdict for the Plaintiff and class.  The court subsequent removed from the class any policy owner who did not suffer a cost of insurance charge on or after June 18, 2014 and dismissed their claims without prejudice.  On September 14, 2023, the Court denied Plaintiff’s motion for reconsideration on this issue. Consequently, anyone who suffered overcharges prior to June 18, 2014 must file a new lawsuit to seek their damages as soon as possible.
  • On September 27, 2023, the Court entered judgment.  On January 10, 2025, the Eighth Circuit Court of Appeals issued an opinion, affirming the Court’s judgment. These documents are available for your review under Court Documents on this website.
  • For those who did suffer overcharges on or after June 18, 2014, the Court has not yet determined when the $908,075 judgment will be distributed. For updates, please continue to regularly check this website.
  • On February 21, 2025, Class Counsel filed their motion requesting attorneys’ fees, expense reimbursement, and a service award for the Plaintiff Christopher Y. Meek. Class Counsel seek a fee equal to 33⅓ percent of the judgment of $908,075.00 together with post-judgment interest and accrued interest at the time of distribution (“Common Fund”). Class Counsel also seek reimbursement of a portion of their incurred litigation expenses of up to $221,652.94, and a service award of $1,000 for Plaintiff Meek. Class Counsel request that these amounts be paid from the Common Fund. You do not have to pay these amounts. Class Counsel’s motion and the suggestions in support are available for your review under Court Documents on this website.

This website is provided as a service to eligible individuals. The information provided is in summary form and is not intended as a complete explanation of your rights.